Confrontation

Confrontation, I hate it. I will do almost anything to avoid it. At times would could even say I can be passive aggressive. I know this is not the best way of dealing with all things, and I am trying not to do it as much anymore.  Some things are small enough and not that important, that it doesn’t really matter if I ignore it because the problem will eventually go away. I have two jobs right now, one here at Nixon Insurance and at Bradley University in the parking department.  Now everyone knows that when dealing with the public, you are going to have times when there is confrontation and it cannot just be shoved aside.  I have learned a lot from both of these jobs about how to deal with a customer who is upset. Here are some tips I have found that really help me when these problems arise:

1.       Listen

a.       It’s very important to let the customer get everything out that they need to. Who knows maybe it’s a small problem that has an easy fix. I’ve had people call me at Bradley and tell me they are not trying to take their anger out on me but they just need to vent. That’s perfectly fine with me, I know the person is not directly trying to be angry with me, they just need an outlet. By listening, you get a chance to understand where the customer is coming from.

2.       Understand

a.       Going off of listening, understanding the customer and why they are reacting the way they are important. Remember, the customer expects you to be able to answer most if not all their questions and if you can’t that can become very frustrating. Do not get frustrated with them, because this could only make things worse. Just stay calm and try to see things from their point of view.

3.       Get Help

a.       For the most part at Bradley, I can answer the customer’s questions and give them the answer they may or may not be looking for. Here at Nixon, I usually am not able to do so I have to find someone who can. It will make the customer feel as though you are really trying to help them and not blowing them off. It also shows you take them seriously and really want to help them. 

Drive Safely.

What better to blog about today than the weather?  It seems the weather people may have been fairly right this time. I don’t know about you, but I hate driving when it’s raining, snowing, etc. In fact, I prefer to avoid it at all costs.  But, sometimes you have to venture out, and call me paranoid, I always keep my extra Carhartts in the back, along with some hand warmers, gloves and extra food and water.

Yeah, yeah, we all know how to be cautious and drive in snow, but there may be something you’ve never heard or thought of. So, here are a few tips I found for driving in the snow, and maybe, just maybe, following these can help you avoid an accident. I know there were definitely some I had not thought of.

1.      To avoid getting your car towed or plowed in, review the parking restrictions and plowing routes for your city. You may need to move your car. (I grew up in the country, so this would totally slip my mind.)

2.      If you must drive, clear the snow off of your windshield, windows, mirrors, headlights and brake lights (no one can see covered brake lights!!).

3.      Make sure your wipers and headlights are turned on.

4.      Be patient – don’t rush! Remember, everyone else will be running late, too! (Sometimes I have little trouble with this patience thing..)

5.      Drive for the conditions. Go well below the speed limit – ice, heavy snow, traffic and poor visibility will require longer following and stopping distances (allow at least 8 to 10 seconds for stopping).

6.      If you do come across a snow plow or sand truck, don’t panic, drive slowly and give them the right of way. (Sometimes it seems like those snow plows are going 100 mph, I definitely don’t care to get in their way!)

a.        Drive slow, leave plenty of room for stopping distance (at least 150 ft.) and pay attention to the snow plow and what it is doing.

b.        Snow plows and sand trucks may stop, back up or turn around  suddenly

7.      Stay in the inside lane (the one furthest away from the curb) on multi-lane roads. Single lane road? Drive closer to the middle of the road. Why? Snow tends to drift and pile up on to the sides of the road.

8.      Drive in tire tracks that have already been established.

9.      Don’t changes lanes unless it’s necessary – you could catch a wheel in the heavy snow or an ice patch and lose control.

10.  Watch out for black ice. Black ice is common under bridges and overpasses. It’s called black ice because it’s dark and hard to see.

11.  If you need to make an emergency stop, don’t pump the brakes if your car has an Anti-Lock Brake System (ABS). When you release the brake, your car’s brake system will turn off and on.

12.  If you are stranded or stuck in a snow bank, do the following:

a.      Using the shovel in your winter car emergency kit, clear away the snow from around the tires, under the car and near the exhaust. (Shovel...why didn’t I think of that?)

b.      If you have sand in your car, scatter it around the front tires (for front-wheel drive cars) or around the rear-tires (for rear-wheel drive cars). (I carry sand with me all the time..not..)

c.       Put the car in a low gear and go SLOW – do not spin the tires! This could ruin your clutch or transmission and create ice under your tires.

d.      If the situation allows (and it's safe), try to slowly "rock" the car back and forth to build a small amount of momentum.

e.       Call roadside assistance if you are unable to free the car.

Be careful out there!

Jenny

Intern

Source: http://www.whathappensnow.com/articles_show.cfm?id=107&cat=1&sub=1

Constructive Arguments

        This semester, I am taking a Argumentative Writing class. Basically for the whole semester each class, a person gives an oral presentation about something they are interested in and then another person gives the entire class a paper that wrote about an argumentative subject. Each class we discuss both the paper and the presentation. The classroom is set up in a circle so it's easier to talk to people and it makes the class feel less formal when it is set up that way. The conversation in the class flows quiet smoothly and people are able to express their opinions as freely as they wish. It's very interesting to listen to what other people have to say and how they view things differently than I do. Even though the class is called Argumentative Writing, there are never really an arguments per say, it's more of people just expressing their different views to each other and listening to others saying why they do or do not agree. Sometimes you can feel the tension rise when two people have views that are strongly different and do not agree with each other at all. When this happens, the professor makes them stop and really listen to each other but then the conversation must turn away from being tense to more open minded.
         Personally, classes with discussion like this are much more interesting to me than ones where you just sit for the whole hour and listen to the professor lecture non-stop. I feel I get more out of the class because I am listening to more than just one opinion from someone who can be quiet older than me and already views things in a certain way. Whereas the majority of college students are my age and might be more likely to have different opinions and views and they might have a way of talking that is easier for me to understand than the professor. My main point of this whole thing, is that different opinions and arguments can be good. People need to go in with open minds and remember that the argument should be constructive not destructive. It's good to have differences of opinions and arguments, I believe we need them to keep learning and maybe even change the way you view something. There always those people who's mind will never be changed and will defend what they believe till the end. I'll admit it there are some things you cannot convince me to change my mind about no matter what you say, but I do try to keep an open mind when listening to others.
         So the next time you are have an argument or differences of opinion with someone, try to keep an open mind and get something out of the argument. Find a way to make the outcome a positive one and be willing to listen to what they have to say even if you do not agree with it.


Brooke Neal

New Appreciation

           Have you ever thought about all the effort that goes into starting and running a successful business? I was raised by a business owner; so, I've always known that it takes a lot of planning, research, money, you name it, but I never really had it all put into perspective. Actually, I still probably haven't. The example I'm referring to is just a simple business plan for my Entrepreneurial Finance class.

            I’ve only been working on this project for three weeks, but already I’m overwhelmed with all that has gone into it. You need a product, not just any product, but something people actually have a need for. You need a proper design for that product. Then, you need the materials, a place to produce it, people (maybe even machines) to do the producing. Those people need to be paid, so you’ll need to plan your payroll. Not to mention, you need insurance if your employees get injured on the job. There’s also insurance for your property, insurance for your vehicles, and insurance for lost profits if you are forced to close down for a few days. Almost forgot, there’s also health insurance obligations (and this is just me reading off of the project requirements!)

On top of insurance obligations, you might have advertising expenses, license fees, professional fees, rent, maintenance, supplies expenses, travel. You’re also most likely going to need to borrow money for start-up costs and other things, so you’ll have to get a loan (enter the research and financial projections). Where does it end?? We are only scratching the surface right now! I’ve always admired those who had the determination to start their own business, but this one project has really given me an even greater appreciation for their hard work.

Cell Phones

Cell phones. Everyone has them and they almost seem to be a necessity now a days. I can't go a day without mine; it has my email, schedule, reminders, and many other things on it. If I forget it at home I feel like I am missing an arm (how sad is that?) and can't function normally throughout the day. I’m sure I’m not the only one who feels that way. One of my biggest pet peeves is when people use their phones in anyway when they are at Subway ordering a sandwich or dealing with a cashier directly. Personally, I feel it is one of the rudest things you can do. The other day I was at a Subway getting a sandwich at lunch time and a girl in front of me couldn’t put her phone don’t for even one second. Being that it was lunch time; the line behind me was at least 5 people deep. Every time the person making the girl’s sandwich had to ask her twice what she wanted on it because she would always being looking at her phone the first time and not paying attention.  You could see frustrated the worker at Subway was getting and it was clear myself and everyone behind me felt the same way too. If she could have just put her phone down for even 3 minutes, her sandwich would have been made that much faster. There is even a sign posted in subway that says “please refrain from using your phone while ordering”.

Whenever I am in line waiting to check out anywhere and I am on the phone, I will end the call before I get to the cashier. They are giving their full attention to me, so I feel I should give them the same respect back.  It’s one from teenagers to do it, but when I see adults doing it I get really irritated. I was eating breakfast with my dad one day at a restaurant and this one lady was on her phone from the time she ordered till the time she paid for her meal. Not even when she ordered did she set her phone down to give the waitress her full attention. To me, that is very rude and disrespectful back.  It’s one from teenagers to do it, but when I see adults doing it I get really irritated. I was eating breakfast with my dad one day at a restaurant and this one lady was on her phone from the time she ordered till the time she paid for her meal. Not even when she ordered did she set her phone down to give the waitress her full attention. To me, that is very rude and disrespectful.

So please the next time you are waiting in line to check out anywhere or even ordering a sandwich at Subway, please just wait to use your phone until you are done.

Brooke

Probably Should Have Listened...Again

              Last week I was out on Thursday because my parents and I were going to visit some friends in Boston. My parents had been watching the weather and freaking out about how we were going to get stranded in the snow storm that was set to hit Boston the next day. However, I insisted we still go, everyone knows the storms are never as bad as they make them out to be, right?

            We got there Thursday afternoon; the sky was blue and bright. By Friday morning the wind had picked up and the snow was coming down, and it didn’t stop for over 24 hours. So, all the plans we had made: hockey games, dinners, shopping, sight-seeing, were cancelled. We spent the next three days trapped in a hotel because EVERYTHING was closed; driving was even no longer permitted. Walking in the snow was fun, but there was nowhere to go anyway.

            So yes, I did it again. I probably should have listened to my parents and just rescheduled the trip for another, blizzard-less weekend. So here I am, still asking, at what age will I be before they stop being right about everything?

                                                        Deserted town after the blizzard.

                               The street we got our rental stuck on when it was finally okay to drive.

Super Bowl XLVII

So in case you did not know Super Bowl XLVII happened at Sunday...but let’s be real you would be hard pressed to find a person who didn’t know that right? Like most people I went to a party for the start of the game and watched the first half on a nice 70 in TV. Doesn’t get much better than that right? Well I guess being there at the game would have been the ultimate view.  For me, the commercials are the biggest reason I watch the Super Bowl along with the half-time performance.  So let’s talk about those two things. First off I’ve seen better commercials, but a few caught my eye. The Taco Bell commercial was pretty comical, Dodge Ram had a pretty memorable moment, but I think the one that took the crown as the best would have to be the Budweiser commercial. I mean come on who didn’t find the baby Clydesdale growing up and then remembering his trainer after all that time just adorable? In fact the baby Clydesdale in that commercial was only a week old when the commercial was shot.  Now let’s get to the commercial I think stirred up the most controversy was the GoDaddy commercial with Bar Refaeli kissing a nerd. From what I have read, it took 60 takes to get that commercial right. To me, it was just plan awkward, the kissing sounds just took it over the edge. I didn’t get what the commercials message was supposed to be, because I was too distracted by the kissing and sounds.

Now to my second favorite part, the half-time show. Beyoncé gave a performance that will be remembered for a long time. She was judge on stage by former Destiny’s Child members Kelly Rowland and Michelle Williams. From what was being said on my Facebook Newsfeed and Twitter Timeline, people loved the performance almost more than the game that was going on.  Coming off of the lip syncing scandal at the 2013 Presidential Inauguration, I think Beyoncé wanted to give a performance to remember.  She did just that people were giving her nothing but praise and I think she proved that she can sing live and still give everyone what they wanted.  Then something happened that really made my Twitter Timeline interesting, the power went out of the Mercedes-Benz Superdome. If you were to look on twitter at this time, you would see things like Beyoncé’s performance took so much power and was so good that there was no need for the game to go on. I even saw a few that said that Bane from The Dark Knight Rises had come to the game just like he did in the movie.  My all-time favorite had to be a play on when Kanye West took the microphone from Taylor Swift at the 2009 VMAs to tell everyone that Beyoncé deserved that award instead.  The tweet went something like this...Kanye hits the lights, says “Super Bowl Imma let you finish but Beyoncé had one of the best performances of ALL TIME.” The blackout lasted 30 minutes before the power returned and the game was back on.

I think it’s safe to say this Super Bowl will be one to remember for a long time.

New Production

It is an exciting day at the office! Today is the day we start production for our latest "Don't be a Nick, Come see Chad" campaign, so this blog will be pretty short. At Nixon Insurance our agents work hard to get you the best coverage at the best value and hey, they have a little fun doing it.

To date, these videos are definitely my favorite thing I’ve worked on for my internship with Nixon. This video will feature a Valentine’s Day theme, and of course Nick trying to skimp out on something that he probably shouldn’t. Keep your eyes peeled for new videos on our YouTube channel and Facebook page, posted twice a month!

The War on 74: Part 1

                The War of 74, for anyone who follows Bradley Basketball, they love and hate that phrase at the same time.  They love it because it means Carver Arena will be filled with Braves fans all the way to the very top of the arena but it also means they have to sit through two plus hours of tension filled basketball.  Last night was no different, 9,088 people filed into Carver Arena to watch round one of the War on 74 take place. Now the last time the Braves beat the Redbirds was back in Jan. 6, 2009.  Needless to say this win was a much needed one for the Braves. If you were watching the game at all last night, you would have thought after the first 11 minutes had been played that it would be a blow out game with ISU on top. ISU led 25-9 with 9:01 left in the first half. Never underestimate the determination of a Brave though; at the half the Braves had gotten the score up to a more respectable 38-26. With an 12 point deficit and 20 minutes left of playing time, the Braves still had a long way to go.

When it comes to Bradley Basketball, the Braves usually have a mediocre half and then a half where it’s like “where did this team come from?” That’s exactly what happened, Walt Lemon Jr., a junior guard was determined to give the seniors a win they have deserved for so long. Along with the help of senior Dyricus Simms-Edwards, the Braves made a comeback that shocked everyone in the arena.  You could feel the energy in the place the crowd wanted Bradley to win and I think the Braves could feel that.  The student section of filled into the upper bowl and it was amazing to see the school spirit going around. At that point, I have never been more proud to be a Bradley Brave. With a career high of 27 points, Lemon helped give the seniors that win they have never had against the Redbirds. The last 1:51 of the game took what felt like the longest 13 minutes of any game so far to complete and it was well worth it. The Braves came out on top with an 83-77 win.

The student section sort of “rushed” the court, to be fare they haven’t had a reason to do that in a while but it was nice to see the students support the players. Some of the players even joined the crowd of students on the floor to join in the celebration.  Let’s all be reminded this was only round one of the war, there is still one to go and it won’t be an easy win at all. Bradley will have to fight for the next one because ISU will not stand to have Bradley win at Redbird Arena.  I think it’s safe to say that last night every Braves fan in that arena was so proud of the men’s basketball team and what they had just accomplished.

Brooke Neal

Super Bowl Sunday

It’s that time of year again; Super Bowl Sunday is nearly here. I mostly enjoy the Super Bowl for three reasons: the commercials, the junk food, and the half-time show. Here are a few Super Bowl statistics from an article in the L.A. Times and the NFL website:

·         61 million Americans will attend a Super Bowl party (in 2012).

·         40% of those watching the Super Bowl are not football fans.

·         Super Bowlers will consume 100 million pounds of wings, 53.5 million pounds of avocados, 28 million pounds of chips, and 8 million pounds of popcorn.

·         3% of employees take a “sick day” on the Monday following the big game.

·         9% of employees take that Monday as a vacation day.

·         In 2012, the average price for a 30-second ad on NBC was $3.5 million.

·         There were 12,233 tweets per second sent as the game was nearing an end.

·         Google searches for “super bowl recipe” increased by 23 times in the week leading up to the game.

·         $10.8 billion was spent on beer for the game for (enough to buy 10 B2 stealth bombers) an amount enough to fill 493 Olympic-sized pools.

Those are just a few of the ones I found interesting and comical. It’s obvious we Americans take our football very seriously! No matter which team you are cheering for, or if you are like me and just like to have an excuse to eat junk food, have a safe and fun Super Bowl Sunday!

First Day of School

After six and a half weeks of a nice long break from school, it's finally time to go back. I remember my first year of college, I was so nerves for my first class. I didn't want to be that person that went to the wrong class sat down and realized you weren't supposed to be there (I've seen this happen before). Now it's like nothing new anymore I just go and sit in a seat waiting for class to start. The thing that makes me most nervous, is the professors. There is a website called RateMyProfessor.com where you can find your school and look up professors to see how students who have had them before rate them on how good they are at teaching. Not every professor is on there, but the majority of them are and some of the reviews they get can be terrifying. I of course use this website when picking classes because I want the best professor for that subject. Sometimes all the professors for a particular subject are not that great and you have to pick the one you think you will be able to deal with the best.

I only have two classes today, and one of the professors got really good ratings so I'm not worried about that one at all. On the other hand, I was looking at the ratings for my other professor and turns out he hasn't gotten very good ratings. I know everyone likes different teaching styles and prefers classes to be taught different ways, but when 3 out of the 5 ratings are not good, I get a little nervous. I'm trying not to get too worried about it, because I want to see for myself what he is  really like before I draw up any conclusions. Then I'm always so nervous about the first exams the professors give, because every professor's testing style is different and I have a hard time studying for test when I don't know the style of the test. After I've taken the first test though, I figure out the best way to study for that professor and everything goes a bit more smoothly.

Anyway I just can't wait for the first week to be over so things can start to get on a normal schedule and hopefully go the way I have planned for things to go.

Brooke

Valentine's Day

Did you know, according to the Greeting Card Association, that around 1 billion Valentine’s Day cards are sent each year? That’s a whole lot of love goin’ around. The origins of Valentine’s Day are uncertain, but no matter which story is true, the fact remains that it is an important day to many people. Call me a Grinch, or a Scrooge, or whatever the Valentine’s Day equivalent, but I’ve never quite understood the “holiday.” Then again, I’ve never done anything super “Valentine’s Dayish,” and hey, I think I’d be willing to reconsider my opinion.

                Now, just because I’ve never been a die-hard Valentine’s day goer, it doesn’t mean I don’t take some interest in it, I’ve even bought a small gift or two. In 2010, the average consumer was expected to spend around $103 on various gifts, meals, and entertainment. I don’t know about you, but I’m on a bit of a budget. And since the other half’s birthday falls on February 6^th, the first week of February has pretty much always led to a $.50 Fannie May Trinidad and a $2 card in the second.

                Valentine’s Day is now quickly approaching again, but luckily, this year the Nixon Insurance Agency is offering a promotion to help you “insure” a happy significant other this year. By liking our Facebook page and filling out the promotions page, you could get the chance to ditch those “budget blues” we all get sometimes, and splurge on a great night out. Whether you prefer a toned down Valentine’s day like I do, or an extravagant night on the town, here’s to all the couples and continued happiness together.

Jenny

8 Ways to Boost Your Energy

Reading the latest hot topics on Yahoo's homepage, is something I do every day. I get to see what is going on in the world today and also I always learn something new. Today was no different; I was looking around on Yahoo and found something that sparked my interest. Sometimes during the day, you just need a Pick Me Up. There always comes that time during the day when you get tired and sometimes just a quick walk around the office is enough to wake you up. For the most part though, most people need something a little more. Here are some tips from Sarah Jio from Health Magazine:

1.       The more you yawn the more you will wake up because it is the body’s way of basically waking up the brain because it’s being cooled down.

2.       After taking a 10 minute walk, you will feel revved for the next two hours.

3.       Have a good laugh, because it will raise your blood pressure and boost your heart rate.

4.       Look for something red. Seeing the color can make your muscles move faster and work harder.

5.       Stir some chia seeds into your yogurt. They are filled of B vitamins, fiber, and protein. They will give you a boost of energy without making you jittery

6.       Stand up and stretch, because it will stimulate the sympathetic nervous system

7.       Go exercise before work, according to a Health.com poll, 58% of people felt more energized after they worked out.

8.       Eat notoriously, eating omega – 3 fatty acids can improve mood and brain function.

Time Really Does Fly

                Every other Tuesday my mother watches my two year old niece, Avery. It seems like just yesterday when I held her for the first time, yet this morning my mom texted me to tell me that Avery had to show her how to use the DVR. I keep laughing to myself as I picture that little girl teaching her grandmother which buttons to push to change the channel or play cartoons. She is getting so big, so fast. Where has the time gone?

                I never used to believe those older than me when they would say, “Take it all in, time goes by faster than you’d think.” But wow, were they right. Here I am, twenty-one years old and on the verge of beginning my last semester of college. I find myself constantly reminiscing about “the good ol’ days” and wanting to go home every weekend just to forget the fact that in a few short months, it will no longer be my primary home.

                Growing up is inevitable, but I wish I hadn’t wanted it to speed up so many times. Even those simple “I-wish-this-day-would-be-over’s” or the “Man, this-week-can-feel-free-to-fly-by’s” seem dumb in retrospect. Sometimes we have to do things we dread, and it is easy to just wish it would pass by quickly, but I’m starting to learn that every second counts. We should enjoy it all, the good and the bad, because it really does go “faster than you’d think” doesn’t it?

Have a great week. Enjoy the little things. I will try to take my own advice! J

Jenny

Dogs & Insurance

Dogs are the world’s most popular pet. They come in all different size, shapes, colors, and breeds. Personally, I prefer big dogs and that are full of energy. Since I can remember my family has always had Siberian Huskies and nothing else. Not to say I don’t like other dog breeds, but I just prefer the how elegant the Husky looks yet it’s a dog that will go for a walk for hours and still not get tired. Huskies have always been describes as a "real dog". This means they are not something pretty just to have in the house, they want to have a job or be doing something.

Like most families, we consider our pets apart of our family and not just something to stick in the backyard to forget about.  The way our dogs are raised is in a very structured way, they are taught not to be food or toy aggressive, obedience is started at a very young age, and we even use e-collars on them. Now I know some people would not agree with that, but if used properly, the end result can be great. Right now, we have a 6 year old male Siberian husky; he is full of energy with a personality to match it.

About 7 years ago we moved into a new house and my dad had to get quotes from homeowners insurance. When my dad would call around, he would get asked the typical questions like square footage of the house, how many bathrooms, fireplaces, and so on. Of course the agent had to ask about if we owned any pets. Obviously we did so my dad said yes, but when he was asked what breed we had, the agent said he would sorry but they should just not proceed on to a quote because they would not represent us because we had a Siberian husky.  My dad was stunned and asked why and the agent told him because Siberian Huskies are considered a high risk dog on the bite scale.

The dog we have now will be the 4th Husky we have had, and never have I felt unsafe around one. I can remember being about 5 and riding on the back of one of our very first Huskies, Thorson, and he was always so gentle around us because my dad raised him that way. We also had a female but when she passed away, the male would no longer sleep in the backyard and began sleeping in front of our backdoor at night. Since my dad worked 3rd shift at the time, it was just my mom, sister, and I at home. It seemed as though Thorson new that we were alone and it made people very nervous to come to our door. He was never aggressive toward anyone but if my dad was not home, he would always follow my sister and me around if we were outside in the yard. There was also a time a neighbor's dog came into our yard and started chasing our cat. Thorson immediately went for the dog and would not let him near the cat. Thorson was as close to a perfect dog as you could get, our backyard was fenced in but he would always get out but never leave the front yard.

 Dogs are like children as puppies and they learn behaviors based on how they are taught as they grow.  For example, our dogs are taught that food, toys, and bones can be taken away at any time and they are not allowed to growl or bite. This results in not only my family members but also anyone can take anything away from them safely. So for me I just find it impossible to blame the dog when they end up biting people or attacking another animal. Either the person who raised them taught them to be that way or they were not socialized enough growing up.

One the first dog’s that comes to mind when it comes to insurance, is pit bull type dogs. Now “pit bull” is a generalization of a group of dogs such as American Pit Bull Terrier, American Staffordshire Terriers, Staffordshire bull terrier and mix breeds. A lot of insurance companies will shy away from these types of dogs all together. Personally, I do not think the labels these dogs get for being vicious dogs are fair. Again it all comes down to how they are raised because let’s face it no dog is born to be a killer. Actually, when the Staffordshire bull terrier was first bred, it was used a nanny dog to watch its owner’s children. People like Michael Vick, are the reason these dogs have the image they do.  In fact, in Florida, it’s illegal to own a pit-bull type dog in most counties but it’s legal to own a tiger. Now how does that make sense at all?

Here are scores, according the American Temperament Test Society, for some of the dogs who are considered risky dog breeds for Homeowners and Renters:

1.       Staffordshire Bull Terrier – 90.3%

2.       Siberian Husky – 86.9%

3.       American Pit Bull Terrier – 86.8%

4.       American Staffordshire Bull Terrier – 84.8%

Now this is just a general test yes, but with scores out of 100% that doesn’t look too bad to me. America’s second most popular breed, the Golden Retriever scored 85.2% which is lower than 3 out of the 4 breeds above. Seems kind of unfair to judge every dog in a breed based on a few individuals doesn’t it?

Small dogs such as Bichon Frise (76.7%), Cairn terrier (73.5%), Chihuahua (68.3%) and Miniature Poodle (77.9%) all scored lower than Pit Bull type dogs and yet are not on the list. This to me does not seem fair, because a dog bite is a dog bite no matter how big the dog is.  The day after Christmas, we had a TV mounted on our wall by the Geek Squad from Best Buy. My Husky was there and so was my sister’s Lab when the dogs came in, the guys who were there said that they did not mind the dogs because they were used to it. In fact one guys said that the only dogs he has ever had problems with are the little ones. He said the only dogs that snap at him or made him nervous were little dogs. I cannot agree more with this statement, as I feel the same way. Most people who own little dogs tend to let the dog get away with anything giving the dog a sort of Napoleon complex. Whenever the little dog snaps at someone it can often be seen as cute by the owner but it's really not. Little dogs should have the same rules as other dogs and be allowed to get away with anything because of their size.

I just think people should look at the facts and do their research before they label dogs they probably know nothing about and only take the media’s word for it. Lets face it the media always brings out the worst facts in the most cases and only show one side of the story.

Winter Break and the Future

It's been awhile since I have written a blog...mostly because schedules have been crazy and getting ready for holiday festivities took up a lot of time. Nothing real exciting has happened over my break, just enjoying the time off of school and all my friends being home on their breaks. It’s hard to believe that we are in the year 2013 already. 2012 just flew right by and I feel like this year is going to bring so many new and exciting things. I have a completely different mindset going into this year than I did last year so I can’t wait to get started. Sadly, last night I ordered all my books for school and took a look at what my schedule will be like for the upcoming semester. It looks like I will be pretty busy and I can actually say I am pretty excited about it because I feel that will make this semester go by much faster.

Things at Nixon Insurance are still running as smoothly as ever. I am still continuing to learn new things every day and am still considering a career in insurance when I graduate. The question of what I do want to do when I graduate is still in the back of my mind every day and when people ask me that question, I give them all the same answer, I just really do not know. I am so indecisive with what I want to do it drives me nuts. I am the kind of person who likes to know what I am supposed to do and when I will be able to do it. As of right now, I have neither of those things figured out and it really bothers me, but this year I have decided not to focus on the future so much as I have in the past. I am going to deal with what is in front of me at this moment and just take on everything as it comes at me and not rush anything.

Brooke

Just My Luck.

                It was my first night home for Christmas break; it was also the first night winter had decided to actually act like winter. The snow was coming down and the wind was picking up, but yet I insisted on going to a friend’s house. I hadn’t seen anyone in weeks, and their house was only a half-mile away anyway, what could go wrong? Like parents do, mine insisted that I stay home, constantly worried for my safety. And like I do, I insisted that I would be fine, I mean c’mon, I have four-wheel drive. I then left with the promise to text them when I got there.

                I made it the half-mile without any trouble. As I was pulling into my friend’s driveway I thought “Ha, I knew it wouldn’t be that bad.” I turned off my Jeep, grabbed my purse, and gave my door a nudge open without even giving a second thought to the wind that had picked up. As soon as the door whipped open, I knew something was broke. The sound said everything. It turns out the a combination of high winds, chintzy design, and my absentminded behavior can really mess up a car door.

                The next day I had to tell my dad what happened. Even worse, I had to admit that he and my mom were (somewhat) right. The hinge on the door was bent, it made an ugly sound when you opened it because it was hitting the fender, and it was rubbing the paint. Just my luck. I spent the next 5 days climbing through the passenger seat to prevent further damage. Long story short, after Christmas was over we were able to get it fixed rather inexpensively. But here’s my question, what age will I be before my parents stop being right about everything?

Jenny